Essential Contractors Insurance Policies

Are you a contractor in need of comprehensive insurance coverage for your business? Look no further than Texas Select Insurance Group! With years of experience serving contractors across various industries, we are your trusted partner for all your insurance needs. Whether you specialize in construction, electrical, plumbing, or any other trade, we’ve got you covered. Protect your business and assets with confidence, knowing you’re backed by a team that understands the unique risks you face.

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Why is Contractors Insurance Needed?

Contractor insurance is vital for protecting your business from unexpected events that could result in significant financial setbacks. Whether you’re working on construction sites, handling equipment, or managing a crew, having the right insurance safeguards your operations against risks like accidents, property damage, theft, or workplace injuries. It also covers liability costs in case of third-party claims, ensuring that you’re not left with overwhelming legal or medical expenses. Without proper coverage, your business could face financial challenges that may impact its stability and growth. By securing contractor insurance, you protect your business, assets, and future, allowing you to focus on your work with confidence.

Contractor Insurance Coverage Options

When it comes to contractor insurance, understanding your options is essential. Texas Select Insurance Group offers a range of coverage solutions tailored to meet your specific needs.

01

General Liability Insurance

Covers third-party claims for bodily injury, property damage, and legal fees that may arise from accidents or mistakes during a project.

02

Workers' Compensation Insurance

Provides coverage for medical expenses, lost wages, and rehabilitation costs for employees injured on the job, protecting both the business and the workers.

03

Commercial Auto Insurance

Covers vehicles used for business purposes, including repairs, medical costs, and liability in the event of an accident while on the job site.

04

Tools and Equipment Insurance

Protects against the loss, theft, or damage of tools and equipment used by contractors, ensuring that essential resources are covered and quickly replaceable.

Why you should choose Texas Select Insurance Group for Contractors Insurance?

Our insurance policies offer comprehensive coverage, flexible options, and personalized service tailored to your needs.

  • Local Expertise

    As a local insurance agency, we have deep understanding of the Contractors market.

  • Personalized Service

    At Texas Select Insurance Group, we believe in one-size-fits-one, not one-size-fits-all.

  • Competitive Rates

    We work with multiple insurance providers to ensure you get the best value for your money.

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Important Things You Should Know

Common Questions About Contractors Insurance

Contractor insurance provides coverage for various risks, such as accidents, property damage, or injuries that can occur on a job site. It’s essential to protect your business from financial liabilities that could arise from these events.

Some policies may cover subcontractors, but it depends on the specific terms of your insurance. It’s important to verify whether your subcontractors need their own coverage or are included in your policy.

Workers’ compensation insurance is generally required if you have employees. It protects both your business and your workers by covering medical expenses and lost wages in case of on-the-job injuries.

Yes, contractor insurance policies can often be customized to fit the unique needs of your business, including coverage for specific types of projects, equipment, or locations. Talk to your provider about tailoring your policy.