Are you a trucking professional seeking reliable insurance coverage for your business? Look no further than Texas Select Insurance Group! With extensive experience providing tailored insurance solutions for the trucking industry, we are your go-to partner for safeguarding your livelihood. Whether you operate a fleet or drive solo, we offer coverage designed to meet the specific challenges you face on the road.
Trucking/Transportation Insurance Coverage Options
When it comes to Trucking insurance, understanding your options is essential. Texas Select Insurance Group offers a range of coverage solutions tailored to meet your specific needs.
01
Liability Insurance
This is a fundamental coverage required by law for all trucking businesses. It protects against bodily injury and property damage to others caused by your truck. This includes coverage for accidents that occur while your truck is on the road.
02
Cargo Insurance
This coverage protects the goods you transport against loss or damage. It’s essential for truckers carrying valuable cargo, ensuring you are financially protected if cargo is lost, stolen, or damaged during transit.
03
Physical Damage Insurance
This type of insurance covers damage to your own truck and trailer due to accidents, theft, vandalism, or natural disasters. It can include both comprehensive coverage (for non-collision incidents) and collision coverage (for accidents).
04
Bobtail Insurance
This insurance provides coverage for trucks when they are being driven without a trailer attached. It protects the truck owner against liability in case of accidents that occur while the truck is operating independently from a load.
Why you should choose Texas Select Insurance Group for Trucking Insurance?
Our insurance policies offer comprehensive coverage, flexible options, and personalized service tailored to your needs.
Local Expertise
As a local insurance agency, we have deep understanding of the transportation market.
Personalized Service
At Texas Select Insurance Group, we believe in one-size-fits-one, not one-size-fits-all.
Competitive Rates
We work with multiple insurance providers to ensure you get the best value for your money.
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Important Things You Should Know
Common Questions About Trucking Insurance
The essential types of coverage include liability insurance, cargo insurance, physical damage insurance, and bobtail insurance. The specific needs may vary based on your operations, so it’s important to assess your risks and consult with an insurance agent to determine the best coverage for your business.
Yes, liability insurance is legally required for all commercial trucking operations. However, while other types of insurance, such as cargo and physical damage insurance, are not legally mandated, they are highly recommended to protect your assets and business operations.
Trucking insurance premiums are typically based on several factors, including the type of cargo transported, the distance traveled, the size of the fleet, the driving history of the operators, and the coverage limits selected. Insurers assess these risks to determine the appropriate premium for your policy.
If you have an accident, prioritize safety first. Ensure everyone involved is safe and call emergency services if needed. Then, document the accident by taking photos, exchanging information with the other party, and filing a police report. Finally, notify your insurance provider as soon as possible to initiate the claims process.